As your trusted accounting advisors, we’re not just here to help you file taxes and balance books—we’re here to protect your financial well-being. Fraudsters are becoming more sophisticated, targeting individuals and small businesses alike with schemes that can jeopardize your hard-earned money and sensitive data.
Here’s what you need to know to stay one step ahead.
The Most Common Scams Affecting Our Community
1. Tax Scams
Scammers impersonate IRS agents or tax professionals, threatening audits or demanding payment.
- What to Watch For: Calls or emails demanding immediate payment, threats of arrest, or requests for personal info.
- Our Advice: The IRS will never call or email you to demand payment. Always verify with us before responding.
2. Business Email Compromise (BEC)
Hackers pose as vendors, executives, or employees to redirect payments or steal data.
- What to Watch For: Sudden changes in payment instructions, unfamiliar email addresses, urgent requests.
- Our Advice: Confirm payment changes by phone. Use multi-factor authentication and secure email practices.
3. Phishing & Identity Theft
Emails or texts mimic banks, payroll providers, or even accounting firms to steal login credentials.
- What to Watch For: Misspelled URLs, unexpected attachments, or requests for login info.
- Our Advice: Never click suspicious links. Contact us directly if you’re unsure about a message.
4. Investment and Retirement Scams
Fraudsters offer “guaranteed” returns or push unregistered investment opportunities.
- What to Watch For: Pressure to act fast, secrecy, or too-good-to-be-true promises.
- Our Advice: Consult with us before making any major financial moves. We’ll help vet opportunities.
5. Payroll and Employee Fraud
Scammers target payroll systems or impersonate employees to reroute direct deposits.
- What to Watch For: Requests to change bank info via email, unusual login activity.
- Our Advice: Use secure HR platforms and verify changes with a phone call or in-person confirmation.
Smart Habits for Financial Safety
- Keep Software Updated: Outdated systems are vulnerable to breaches.
- Use Strong Passwords: And change them regularly—especially for financial accounts.
- Review Statements Regularly: Spotting fraud early is key to minimizing damage.
- Lean on Us: If something feels off, reach out. We’re here to help you assess and respond.
Final Thoughts
Fraud prevention isn’t just about caution—it’s about confidence. With our team as your partner, you can navigate financial decisions with clarity and peace of mind. Let’s keep your finances secure, your data protected, and your future fraud-free.
If you’d like a personalized fraud risk review or want to learn more about secure financial practices, contact us today.
